Bank & mortgage valuation
Site inspection and property reports for lending, collateral review, home loans and loan top-ups, in the format requested by the lender.
Castles Architects / Property valuations
Value, built
on evidence.
As government-approved valuers, we believe a property valuation should make its reasoning clear. We connect site inspection, construction knowledge and the purpose of the assignment in one considered report.
For lending · taxation · land · buildings · construction
CASTLES / ASSESSMENT01—03
Property valuation
Observe.
Assess.
Explain.
Site & propertyPurpose & dateBasis & evidence
Independent reasoningCastles Architects
Bank valuation assignments
Banks we work with.
- State Bank of India
- Canara Bank
- Indian Overseas Bank
Our valuers undertake assignments for these banks. This is approved-valuer work, not an exclusive tie-up. Panel instructions and acceptance can differ by branch and assignment, so please share the bank's request letter before commissioning.
What we value
More than one kind
of property.
Different decisions need different valuation bases. Tell us who will use the report and why; we will confirm the scope before work begins.
Income-tax property valuation
Fair-market-value assessments of land and buildings for capital-gains and other tax-related questions, with the valuation date and purpose made explicit.
Land, plots & built property
Residential homes, apartments, commercial premises, industrial buildings and undeveloped plots—each assessed in its own market context.
Construction-stage valuation
Evidence-led assessment of work completed, remaining construction and stage-wise progress for owners, lenders and project teams.
Insurance & reinstatement
Building and construction-cost assessments to inform replacement or reinstatement discussions, where the insurer's required basis is confirmed first.
Estate & transaction support
Property-value opinions for inheritance, family settlement, purchase, sale or internal planning, subject to the recipient's required report format.
How an assignment moves
A clear trail from site to report.
Define the purpose
We confirm the property, valuation date, intended recipient and required report format before starting.
Inspect & research
The site, available documents, construction details and relevant market evidence are reviewed.
Explain the value
The report records its basis, assumptions, observations and conclusion so the reasoning can be followed.
Income-tax and other statutory uses may require a particular valuer qualification or prescribed format. We confirm this with you before accepting that scope; your tax or legal adviser should confirm suitability for filing.
Frequently asked
Before you commission.
Can you help with income-tax valuation?
We can assess immovable property for tax-related purposes, including a stated fair-market-value date. The applicable rule, qualification and report format should be confirmed with your tax professional before the assignment.
Will my bank accept the report?
Our valuers receive assignments from State Bank of India, Canara Bank and Indian Overseas Bank. Requirements differ by branch and assignment, so please share the bank's instruction letter before we begin.
What information should I share?
Start with the property address, intended use of the report and any available title documents, plans, area details or lender instructions. We will identify what else is needed.
Start with the purpose
Tell us what needs valuing.
Share the location, property type, report purpose and any deadline. We will confirm the right scope and next step.
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